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Terms of use / Disclaimer

The content of this web-site has been compiled by EFIS with utmost care and attention. However EFIS does not enter into any liability for it being up to date, being complete or for the correctness of information on this web-site. The utilization of content on this web-site is at the risk of the user. Contributions identified by the name of their author reflect the opinion of the author and not the opinion of EFIS.

All information and content on the EFIS web-site are not offers to enter into a contractual relation of whatever nature. EFIS will not be liable for any direct of indirect damages including loss of profit occurring to the user, which may result from Information or content published by EFIS on this web-site.

Other web-sites

EFIS web-site may contain links (external links) to other web-sites of third parties, which are not operated by EFIS. EFIS has no influence whatsoever on the design and configuration and the content of these pages to which links exist. EFIS thus has no liability for these being up to date, being complete or for the correctness and quality of information on these linked web-sites and expressly disassociates itself from all content on such sites. Please also take notice that the terms of usage and the privacy laws of any linked site may differ from then terms of usage and the privacy regulations of our site. For this reason you should study the terms of usage and the privacy regulations of such linked sites very closely and respect them. The initiation of any connection to these web-sites is at the users own risk entirely.

Copy right protection laws

The information and content published on the EFIS web-site are copy right protected. Down-loading or saving pictures, graphics, videos or video sequences is expressly forbidden. Utilization of said material needs preliminary authorization by the relevant owner of the copy rights. This is especially relevant in regard to duplication, re-editing, translating, archiving, further processing or reproduction of content in data-files or data-base or other electronic media or systems.

Trademarks

Company names and registered trademarks or brands, which are published on EFIS web-sites and could be protected by third parties rights, are subject without any limit to the property rights of their registered owners. The fact that a trademark / brand is specified does by no means mean that it is not protected by rights of third parties.

Authors rights

The authors’ rights for Information produced and published by EFIS remains the property of EFIS. Copying or recording / storing of pictures, graphics, videos, video sequences or text in other electronic or printed media or publications is forbidden without express consent by EFIS in writing.

Privacy protection / data protection

With each access/query to our on-line offer by the user we record and collect the following information about your computer: the IP address, the access of your browser and the time of this access/query. Additionally we will record the Status and the data volume transferred in this access/query. We also record product and version information of the browser used and the operating system of the computer used. We further record, from which web-site the access to our online offer was made. The IP address of your computer will only be retained during the time of usage of the on-line offer and will be deleted successively or anonymised by elimination of characters / numbers. All other data will be saved for a limited period of time.

We use these data for the operation of our on-line offering, especially to detect and erase faults and errors and to determine the degree of utilization of the on-line offering as well as to make adjustments and improvements.

There will be no passing on of data to third parties for commercial or non-commercial usage. EFIS explicitly points out, that transfer of data in the internet (e.g. during communication by e-mail) may represent a gap in security and cannot be protected entirely against access by third parties. EFIS refuses to accept liability in these cases.

Google analytics

We are using Google analytics on our web-site. This is a product of Google Inc. (“Google”). Google analytics uses so called “cookies”, text data files, which are saved on your computer and which make an analysis of your usage of the web-site possible. The information and data generated by the cookie about your usage of the web-site are transmitted to a Google server in the USA as a rule and saved there. This allows authorities to access these under certain circumstances. In the case of activating the IP anonymisation on this web-site, your IP address will be shortened [abbreviated] by Google within the member states of the European Union or within other signatory states to the European economic area. Only in exceptional cases the full IP address will be transferred to a server of Google in the USA and shortened [abbreviated] there. On assignment of the operator of this web-site Google will use this information, to analyze your usage of the web-site, to generate reports about the web-site activities and to generate further services connected to the use of this web-site and the internet. The IP address transmitted by your browser in the framework of Google analytics will not be connected to other data collected by Google. You may prohibit the saving of cookies by relevant setting of your browser software. You can in addition prevent the collection of data generated by the cookie about the usage of the web-site (including you IP address) to Google as well as the processing of these data by Google, by down-loading and installing the browser plug-in available on the following link http://tools.google.com/dlpage/gaoptout?hl=en.

Further information in this regard is available under http://tools.google.com/dlpage/gaoptout?hl=en respectively http://www.google.com/intl/en/analytics/privacyoverview.html (general information about Google analytics and privacy protection). We point out to you that that Google analytics was expanded on our web-site by the code “anonymizeIP();” to anonymize your IP address by deleting the last eight digits.

Actualisation

EFIS has the right to actualise the terms of use at any time.

Rorschach, December 2015

© 2015 efis - european financial services ag - Blumenfeldstrasse 15 - CH-9403 Goldach - Tel. +41 71 844 10 40
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